Travel insurance
I’m thinking about travel insurance. Has anybody ever used it? I never have and I’ve never had a problem, but we’re going to the Caribbean on the edge of hurricane season, and I am *not* going to let anything mess up my honeymoon (at least not without strong financial reparations).
I found this insurance comparison site, and according to it, for a mere $139 (total) we can get 100% cancellation and interruption coverage, including some emergency medical and dental coverage and reimbursements for expenses incurred because of transportation delays and stuff. Worth it? Who knows?
Actually, you know what? I lied. I have had travel insurance once, when I was studying in Spain. I didn’t even get it on purpose; it was just part of the required fees of the program. It actually turned out to be very much worth it, because I got sick and had to go to the hospital. I submitted a claim to the travel insurance, and they sent me a check for $300 to reimburse me for the hospital bill. Only…the hospital never billed me. Spain has socialized medicine, so they’re not used to dealing with insurance companies. I called the trip insurance people and told them what had happened, and they said, “Oh, yes, that happens sometimes.” OK.
In sum, I made $300 off trip insurance. That’s a pretty good track record, I think.
Last night, at a hospital parking ramp in Chicago, the automated payment thing was giving us a hard time so Sean Shatto pressed the “HELP” button, and it let us out for free instead of for $6. I think this story is related by virtue of it being about hospitals, and The System working out in your favor. Yeah, totally justified!
i think my boss gets trip insurance for like $25!?
I think if you made $300 off of travel insurance, and this is going to cost you $139, you’re still up to the tune of $161. Plus, friends of ours had travel insurance on their honeymoon, and one of them totally got sick before they were to go, and they couldn’t go, and they were able to go later because of the insurance. So. Totally. I’d do it.
Is it really very important to get Travel Insurance ?’*`
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